Compare Free Accounting Software

Use our table to compare prices and features of free cloud accounting and bookkeeping software packages Pandle versus Crunch Zero 


Hunting for free or cheap accounting software to help you with your business’s bookkeeping is like shopping around for anything. We all want the best possible features, for the lowest cost.Accounting Software Pandle versus Crunch Zero

We’ve reviewed Pandle, an intuitive and easy to use bookkeeping software, against the relatively new and unproven Crunch Zero.

To help you choose which cloud-based accounting package is best for your business, we’ve compared an overview of the features available and which pricing tier they’re available on. 

We have also included a bookkeeping software jargon buster to help you understand what software features will help your business.


Compare costs for Pandle versus Crunch Zero

Both Pandle and Crunch Zero offer free bookkeeping software solutions for business use. There is a considerable difference in the range and availability of features though. 

The more established of the two, Pandle, provides users with a much more comprehensive free package. Crunch’s free tier is unfortunately much more limited in its offering. It’s also worth noting that Crunch Zero is only available for Limited Companies. 

Pandle’s paid tier, Pandle Pro, is still very reasonably priced, and adds on some heavyweight bookkeeping features. Crunch’s paid options are actually the start of their accountancy services, rather in-software features. 

This does make Pandle a far more viable option for accountants and bookkeepers looking for software they can use with their clients.

For simplicity, we’ll stick to software today. You can learn more about Crunch’s accounting services and prices in our accountancy services comparison.

Crunch Zero FREE
Pandle FREE
Pandle Pro £5 + VAT per month


Compare bookkeeping features available with Pandle and Crunch Zero

Review the features are included with these cloud accounting software providers.


Crunch Zero Pandle
Create invoices Yes Yes
Send invoices Yes Yes
Include logo on invoices Yes Yes
Recurring invoices Yes Yes
Payment reminders Yes Yes
Split invoices across categories of tax codes No Yes
Batch invoicing No Yes
Payment handling (take customer payments directly from an invoice) No Yes



Crunch Zero Pandle
Create and send customer quotes No Yes
Convert quotes to invoices No Yes



Crunch Zero Pandle
Create customer profile Yes Yes
Automatically assign payments to clients Yes Yes
Customer credit limits No Yes
Customer statements No Yes
Customer payment reporting No Yes



Crunch Zero Pandle
Create supplier profile Yes Yes
Supplier statements No Yes
Supplier payment reporting No Yes



Crunch Zero Pandle
Bank feeds (integration to sync your bank account and software to automatically update transactions in your records) No Yes, Pro
PayPal feeds (integration to sync your PayPal account and software to automatically update transactions in your records) No Yes, Pro
Stripe feeds (integration to sync your Stripe account and software to automatically update transactions in your records) No Yes
Bank imports (upload transactions in bulk with data upload) No Yes
Custom imports (upload transactions of any type with data upload) No Yes
Bank/transaction reconciliation No Yes
Automated bank/transaction reconciliation No Yes



Crunch Zero Pandle
MTD compliant No Yes
VAT submissions No Yes
Real-time VAT reporting No Yes
VAT Cash Accounting  No Yes
VAT Flat Rate Scheme No Yes



Crunch Zero Pandle
Receipt uploads Yes Yes
Multiple currencies No Yes
Project finance management (manage and monitor finances by a particular project) No Yes
Notes No Yes
Bulk editing No Yes
Multi-company management No Yes
Mileage tracker Yes Coming Soon



Crunch Zero Pandle
Profit and loss reports No Yes
Balance sheet No Yes
Trial balance No Yes
Cash flow No Yes
Payables (upcoming supplier payments and costs) No Yes
Receivables (unpaid invoices for credit control) No Yes



Crunch Zero Pandle
Help centre Yes Yes
Mobile app No Yes
Live chat support No Yes
Telephone support No Yes